Ama-akhawunti ethu omuntu siqu, ebhizinisi kanye nama-akhawunti ahlanganyelwe enza ukuphatha imali yakho kungabi nazihibe, kube lula futhi kwanelise njengoba kufanele kube ngo-2025. Kungakho siyiYiphi? Umhlinzeki onconyiwe unyaka wesithupha ngokulandelana.
Faka isicelo se-akhawunti yasebhange ku-inthanethi ngemizuzu - mahhala - kusuka kufoni yakho, futhi ujoyine izigidi esezivele zithole indlela engcono yokubhanga.
Kuyini kuwe?
Zuza inzalo ngemali yakho nge-Easy Saver
• Zuza u-4.00% AER / 3.92% inzalo yonke (eguquguqukayo) nge-akhawunti yethu yokonga efinyeleleka kalula, ephethwe kuhlelo lwakho lokusebenza.
• Engeza imali kaningi ngokuthanda kwakho, ngokuthepha nje okumbalwa. Hoxisa noma nini lapho udinga, ngaphandle kwesikhathi sesaziso futhi kungabikho izinhlawulo. Ayikho idiphozi encane, futhi uzothola inzalo kuyo yonke into efika ku-£1 million.
18+, izakhamuzi zase-UK. Inzalo ikhokhwa nyanga zonke. Kudingeka i-akhawunti yomuntu siqu yamanje. Kungaphansi kokufaneleka. Ingqikithi yinani lenkontileka lenzalo ekhokhwa ngaphambi kokudonswa kwentela engenayo ngenani elishiwo umthetho. I-AER imele i-Annual Equivalent Rate futhi ikhombisa ukuthi inani lenzalo belingaba yini uma inzalo ikhokhiwe futhi ihlanganiswe kanye ngonyaka.
Azikho izimali zaphesheya
• Ngeke sikukhokhise ngisho indibilishi ngokusebenzisa ikhadi lakho phesheya, noma ngokukhipha ukheshi ku-ATM.
• Sizokunikeza izinga lokushintshanisa le-Mastercard, futhi ngeke sengeze lutho ngaphezulu.
• Thola izaziso ngemali yendawo, nange-GBP.
Ibhajethi engcono
• Sebenzisa i-Spaces ukuze ubeke eceleni imali embizeni yoshintsho ebonakalayo. Yenza kube ngokwakho ngezithombe, setha okuhlosiwe, futhi ulandelele ukuqhubeka kwakho.
• Thola izaziso zenkokhelo esheshayo futhi ulandelele ibhalansi yakho ngesikhathi sangempela
• Funda ukuthi imali yakho iya kuphi, nendlela yokonga, nge-Spending Insights
• Sebenzisa Umphathi Wezikweletu ukuze ubeke eceleni imali yezikweletu zakho. Kusho ukuthi ibhalansi yakho eyinhloko izokubonisa kuphela lokho okutholakalayo ekusetshenzisweni kwemali kwansuku zonke.
• Yonga ku-autopilot - qoqa izinkokhelo ngokuzenzakalelayo ephawundini eliseduze bese ususa ushintshi osele.
Khokha futhi ukhokhelwe kalula
• Imali ekweletwayo? Thumela isixhumanisi esilula ukuze ukhokhelwe.
• Jabulela ukudluliselwa kwamazwe ngamazwe okulula ukuya emazweni angu-34 kusukela kuhlelo lwakho lokusebenza - azikho izinkokhelo ezifihliwe noma izimpawu zokushintshanisa
• Khokha abantu ngokushesha ngaphakathi nohlelo - asikho isidingo sokufunda ikhadi le-fiddly
• Idiphozithi ihlola ngedijithali ocingweni lwakho bese ukhokha ngokheshi ePosini.
Gcina imali yakho iphephile
• Imali yakho ihlanganiswa kufika ku-£85,000 Uhlelo Lwesinxephezelo Sezinsizakalo Zezezimali
• Ngosekelo lwe-24/7 lwangaphakathi nohlelo oluvela kubantu bangempela base-UK, sihlala silapha ukuze sizosiza
• Khiya ikhadi lakho ngaphakathi nohlelo bese uvule futhi uvale izilungiselelo, njengokungathinteki, ku-inthanethi, ukugembula kanye nezinkokhelo zokuswayipha
Amabhange ebhizinisi
Azikho izinkokhelo zanyanga zonke. Thola ukufinyelela kwebhange leselula newebhu, ukwesekwa okungu-24/7 nokubalwa kwezimali okwenziwe lula. Idiphozithi ukheshi Eposini kusukela emalini ewu-£3, bese ufaka amasheke angaphakathi nohlelo ngokuthatha isithombe. Yenza izindleko zakho ngokuzenzakalelayo, imali yocingo lwezikweletu, gcina umkhondo wama-invoyisi anezaziso zokukhokha ngokushesha futhi ubone lapho ibhizinisi lakho lichitha khona ngezibalo ezihlakaniphile. Uvotelwe Umhlinzeki Ohamba Phambili Wamabhange Ngebhizinisi 2023.
I-akhawunti yasebhange ehlanganyelwe
Lawula izindleko zasendlini ngokuhlanganyela noma ubeke eceleni imali ndawonye; i-akhawunti yethu ehlanganyelwe yenza ukusetshenziswa okwabiwe kube lula. Thola izaziso zenkokhelo esheshayo, ulandelele indlela osebenzisa ngayo imali ngemininingwane, ibhajethi ndawonye futhi wenze izinkokhelo ezibalulekile nge-akhawunti eyodwa.
Ukubhenkela wonke umndeni, konke kuhlelo lokusebenza olulodwa
I-Kite ikhadi lethu ledebithi lamahhala kanye nohlelo lokusebenza lwezingane ezineminyaka engu-6-15 ubudala. Yakhelwe ngaphandle komthungo ku-akhawunti ye-Starling yomuntu omdala (eyomuntu siqu noma ehlangene) ukuze ibonakale futhi ilawulwe kangcono.
I-Starling Bank ibhaliswe e-England nase-Wales njenge-Starling Bank Limited (No. 09092149), 5th Floor, London Fruit and Wool Exchange, 1 Duval Square, London, E1 6PW. Sigunyazwe I-Prudential Regulation Authority futhi silawulwa Isiphathimandla Sokuziphatha Kwezezimali kanye Nesigungu Seziphathimandla Sokulawula ngaphansi kwenombolo yokubhalisa 730166.
Kubuyekezwe ngo-
Mey 6, 2025