Wise: International Transfers

4.8
1.3M reviews
10M+
Downloads
Content rating
PEGI 3
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About this app

Products available depend on where you live. Check wise.com, or download the app, to see what’s available for you.

Make your money work worldwide, for less. 160 countries. 40 currencies.

Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate.

Join 16+ million people and businesses worldwide.

— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, for every money transfer
• Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions)
• Secure your transfers with two-factor authentication, encryption and biometrics

— The Multi-Currency Card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world. Wise is a Money Service Business (“”MSB”“) registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/
*Lead Bank and Community Federal Savings Bank.

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)
Updated on
May 12, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
1.28M reviews
Ani Jose
February 26, 2025
The app and interface is good, and is very easy to use between multiple currencies. Not recommended to be used as the primary bank account, at least in UK, as credit agencies don't have access to the details. This will cause issues when trying to get a loan or mortgage or anything similar, where a credit check is involved.
12 people found this review helpful
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Wise Payments Ltd.
March 4, 2025
Hey Ani. We appreciate your positive feedback on our multi-currency features. As for basic banking and credit checks: Wise is an online payment platform for your transfers and indeed doesn't operate any credit functions. If you need any documents for taxes, please contact us by email https://wi.se/help: click "Trouble logging in? > follow the steps
Maria Petkova
April 10, 2025
I’ve used it for personal transfers, paying for services abroad, and even holding money in multiple currencies. It’s incredibly reliable, secure, and efficient. Notifications are timely, customer service is responsive, and the Wise debit card is a great bonus for traveling or online purchases. Highly recommended for anyone who wants a smarter way to move money globally without hidden fees or hassle.
12 people found this review helpful
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Sharla Riead
March 12, 2025
I have been using Wise for several months now and I am very pleased with how intuitive and responsive it is. I look up exchange rates quickly and easily and I have been able to pay for things in local currency with no issue at all. The security is very high, as I learned, since some of my US paperwork was not fully up to date and I had to correct things to become approved! That has also given me confidence in the platform.
321 people found this review helpful
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What’s new

We fixed bugs and made minor improvements.

Happy sending, spending, and saving!